Why Pasadena Videographers Need Small Business Insurance for Liability and Equipment
As a videographer in Pasadena, capturing stunning moments at local events, weddings, and corporate functions, your camera and equipment are your lifelines. However, unforeseen circumstances—like accidents on set or equipment malfunctions—can jeopardize your business. Without adequate insurance, you could be held liable for damages or injuries that occur during shoots. Small business insurance tailored specifically for videographers protects against these unique risks, ensuring you can continue creating beautiful visuals without the constant worry of costly claims. Coterie’s Small Business Insurance makes it easy to get coverage for your equipment and liability, so you can focus on your craft.
Risks Videographers Face in Pasadena
Videographers encounter various risks, and Coterie’s Business Owners Policy (BOP) is designed to shield you from the financial repercussions of these risks. Whether capturing live performances at the Pasadena Playhouse or filming outdoor weddings at the Arboretum, the realities of handling high-value equipment and client expectations can lead to potential claims. For instance, a client might trip during a shoot, leading to a medical claim, or equipment damage from an accidental drop in a bustling venue can halt your project. The BOP combines General Liability and Property Insurance, covering over 80% of small businesses like yours. Here are some specific risks to highlight:
- Equipment Damage: A camera gets damaged due to a fall, requiring expensive repair or replacement.
- Client Injuries: A guest trips over your equipment during a wedding shoot, leading to injury and potential claims.
- Property Damage: You accidentally damage venue property during a shoot, resulting in liability costs.
Exclusions to Keep in Mind: Coterie’s BOP does not cover Workers' Compensation, nor does it cover losses from natural disasters. Consider adding endorsements like Hired and Non-Owned Auto Insurance for vehicle-related needs.
The Frustration of Traditional Insurance Solutions
Navigating traditional insurance options can be tedious for Pasadena videographers. Many insurers impose lengthy processes, vague terms, and unresponsive agents, taking time away from your creativity and client work.
Why Choose Coterie’s Small Business Insurance for Videography
With Burbank Insurance Services, Coterie makes insurance accessible with: instant online quotes and the possibility of same-day coverage if you qualify. This means you can manage your policy digitally and keep your focus on capturing those perfect shots.
Why Trust Coterie for Your Pasadena Videography Business?
Founded in 2018, Coterie is committed to providing A-rated coverage through reliable partners. Benefits include:
- Fast online quotes tailored for busy videographers.
- 24/7 digital policy management, allowing you to update your information anytime.
- Affordable protection for businesses generating up to $5 million in revenue.
Don’t Let Accidents Ruin Your Videography Business—Act Now!
A single claim can derail your videography business. Secure your Small Business Insurance through Burbank Insurance Services and Coterie today. Click below for an instant quote and ensure your business is safeguarded!
Disclaimer: Business must be in California to apply.
