Why Santa Monica Photographers Need General Liability Insurance for Client Claims
Santa Monica photographers, whether you’re shooting at the Santa Monica Pier or in Ocean Park, your business faces risks from client interactions. General liability insurance from Coterie, offered through Burbank Insurance Services, provides fast online coverage to keep your business secure.
Client Risks Facing Your Santa Monica Photography Business
Your photography business in Santa Monica, from the Third Street Promenade to Wilshire Boulevard, is exposed to client-related claims. Coterie’s General Liability insurance covers injuries, property damage, and reputational harm. Key risks include:
- Client Injuries: A client tripping over your lighting equipment could lead to medical claims.
- Property Damage: Damaging a client’s property during a shoot could spark a lawsuit.
- Reputational Harm: Claims of slander could harm your business’s reputation.
Note: General Liability does not cover professional errors (e.g., missed shots) or equipment damage, which may require a Business Owners Policy. Coterie does not offer Workers’ Compensation.
The Burden of Traditional Insurance Processes
Traditional insurance agencies slow you down with endless forms and unreliable agents, leaving your Santa Monica photography business vulnerable. Delayed coverage and unclear terms can disrupt your shoots and finances.
Coterie’s General Liability: Fast Protection for Photographers
Burbank Insurance Services partners with Coterie Insurance to provide general liability insurance for Santa Monica photographers. With instant online quotes and potential same-day coverage, you can protect your business quickly and manage policies digitally 24/7.
Why Trust Coterie for Your Photography Business?
Founded in 2018, Coterie is an InsurTech leader with A-rated backing from Spinnaker and Benchmark. Benefits include:
- Instant online quotes for busy Santa Monica photographers.
- 24/7 digital policy access for seamless management.
- Affordable coverage for businesses up to $10M revenue.
Protect Your Santa Monica Photography Business Now!
Santa Monica photographers, don’t let a claim near the Pacific Coast Highway ruin your business. Secure general liability insurance today with Coterie’s fast online quotes. Act now!
Disclaimer: Business must be in California to apply.
