Why Santa Monica Freelancers Need Small Business Insurance for Liability and Professional Risks
As a freelancer in Santa Monica, creating from coffee shops near the Santa Monica Pier, your business thrives on flexibility. But professional and liability risks can derail your work. Small Business Insurance from Burbank Insurance Services, partnered with Coterie, offers instant protection.
Risks Facing Santa Monica’s Freelance Community
Freelancing in Santa Monica’s creative hub comes with risks. Coterie’s Business Owners Policy (BOP) and Professional Liability Insurance cover service errors and client claims, protecting over 80% of small businesses.
- Service Errors: A client claims your design work caused financial loss, leading to a lawsuit.
- Client Injuries: A client trips at your home office, filing a medical claim.
- Reputational Harm: A misunderstanding leads to a slander claim, risking your reputation.
Exclusions to Note: Coterie’s policies exclude Workers’ Compensation and natural disasters. Professional Liability covers service errors, not product recalls.
The Frustrating Maze of Traditional Insurance
Traditional insurance agencies slow freelancers with complex forms and slow approvals. Inconsistent agents waste time you could spend creating near Tongva Park.
Coterie’s Small Business Insurance: Freedom for Freelancers
Burbank Insurance Services partners with Coterie to offer Business Owners Policy and Professional Liability Insurance . Get instant online quotes and same-day coverage if eligible, with 24/7 digital access for control.
Why Trust Coterie for Your Santa Monica Freelance Business?
Coterie, founded in 2018, offers A-rated coverage with Spinnaker and Benchmark. Benefits include:
- Instant online quotes for busy freelancers.
- 24/7 digital policy access for easy management.
- Affordable coverage for businesses up to $10M revenue.
Don’t Risk Your Freelance Future—Act Now!
One claim could halt your Santa Monica freelance business. Secure Small Business Insurance through Burbank Insurance Services and Coterie. Click for an instant quote and protect your work today!
Disclaimer: Business must be in California to apply.
