Small Business Insurance for Redwood City Freelancers
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Small Business Insurance for Redwood City Freelancers

5 min read
Protect Your Redwood City Freelance Business with Small Business Insurance

Protect Your Redwood City Freelance Business with Small Business Insurance

As a freelancer in Redwood City, you offer unique services to clients across the Bay Area, whether it’s graphic design, photography, or writing. However, unforeseen incidents can jeopardize your livelihood. Small Business Insurance from Burbank Insurance Services, in partnership with Coterie, can provide the comprehensive coverage you need.

Identifying Risks for Freelancers in Redwood City

Freelancers in Redwood City face a variety of risks. From working at local hubs like the Redwood City Chamber of Commerce to managing projects remotely, the nature of freelance work can expose you to liability issues. The Business Owners Policy (BOP) offered by Coterie combines General Liability and Property Insurance, which covers over 80% of small businesses, ensuring your freelance practice remains secure. Whether you’re meeting clients at popular spots like Courthouse Square or hosting business meetings at a café on Broadway, the possibility of incidents is real. You might accidentally damage a client’s property during an on-site consultation or have valuable equipment stolen. Protecting your freelance business against these localized risks is vital.

  • Client Injuries: Your client trips over your equipment during a consultation, leading to injury claims.
  • Property Damage: You accidentally spill coffee on a client’s laptop during a meeting, resulting in expensive repairs.
  • Equipment Theft: Your laptop gets stolen from your car while parked close to the Redwood City Courthouse.

Exclusions to Consider: Know that Coterie’s BOP doesn’t cover Workers’ Compensation or losses from natural disasters. For additional protection, consider endorsements like Hired and Non-Owned Auto Insurance for any business vehicle usage.

Navigating the Complexity of Traditional Insurance

Traditional insurance can be overwhelming for freelancers in Redwood City, filled with slow processes and tedious paperwork, taking time away from what you do best—creating and delivering value to your clients.

Coterie’s Small Business Insurance: A Tailored Solution for Freelancers

Through our partnership with Coterie, Burbank Insurance Services can provide: instant online quotes and even allow you to secure same-day coverage if you meet the requirements. Manage your policy with ease through a user-friendly digital platform.

Why Choose Coterie for Your Redwood City Freelance Business?

Founded in 2018, Coterie focuses on delivering high-quality coverage backed by reputable A-rated insurers. Highlights include:

  • Fast online quotes to help you get back to work quickly.
  • 24/7 digital access to policy management for ease of use.
  • Affordable solutions for businesses with revenues up to $10M.

Don’t Let Risks Derail Your Redwood City Business—Act Now!

Protect your freelance business from potential setbacks with Small Business Insurance from Coterie, through Burbank Insurance Services. Click below for an instant quote and secure your business today!

Get My Price

Disclaimer: Business must be in California to apply.

Written by Jason Kim

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