Keep Your California HVAC Business Cool with Protection!
A fire, theft, or customer injury can disrupt your HVAC business. A business owners policy (BOP) combines property and liability coverage to keep your operations running smoothly.
Risks Facing HVAC Businesses
Your business faces unique challenges:
- Property damage to equipment from theft or accidents
- Customer injuries from on-site incidents
- Business interruptions from equipment failures
Coverage excludes faulty workmanship, which may need separate policies.
Why Traditional Insurance Fails
Traditional agencies involve lengthy processes, leaving your HVAC business at risk.
Coterie’s Business Owners Policy
Coterie Insurance, partnered with Burbank Insurance Services, Inc., offers a BOP for small HVAC businesses, covering property and liability risks. Get instant online quotes, though faulty workmanship isn’t included.
Why Choose Coterie?
Coterie, an InsurTech pioneer since 2018, provides nationwide coverage with Spinnaker and Benchmark backing (A.M. Best A- rating). You get:
- Instant online quotes
- 24/7 policy management
- Affordable rates for businesses up to $10M revenue
Secure Your HVAC Business Now
With 29% of small businesses uninsured, don’t risk overheating. Get your BOP online with Coterie today.
Business must be in California to apply.







