Small Business Insurance for California HVAC Businesses Online
PostsSmall Business Insurance for California HVAC Businesses Online

Small Business Insurance for California HVAC Businesses Online

3 min read
Small Business Insurance for California HVAC Businesses Online

Keep Your California HVAC Business Cool with Protection!

A fire, theft, or customer injury can disrupt your HVAC business. A business owners policy (BOP) combines property and liability coverage to keep your operations running smoothly.

Risks Facing HVAC Businesses

Your business faces unique challenges:

  • Property damage to equipment from theft or accidents
  • Customer injuries from on-site incidents
  • Business interruptions from equipment failures

Coverage excludes faulty workmanship, which may need separate policies.

Why Traditional Insurance Fails

Traditional agencies involve lengthy processes, leaving your HVAC business at risk.

Coterie’s Business Owners Policy

Coterie Insurance, partnered with Burbank Insurance Services, Inc., offers a BOP for small HVAC businesses, covering property and liability risks. Get instant online quotes, though faulty workmanship isn’t included.

Why Choose Coterie?

Coterie, an InsurTech pioneer since 2018, provides nationwide coverage with Spinnaker and Benchmark backing (A.M. Best A- rating). You get:

  • Instant online quotes
  • 24/7 policy management
  • Affordable rates for businesses up to $10M revenue

Secure Your HVAC Business Now

With 29% of small businesses uninsured, don’t risk overheating. Get your BOP online with Coterie today.

Get My Price

Business must be in California to apply.

Written by Jason Kim

Are you a small business owner looking for liability insurance?

We are partnered with Ethos Insurance and Coterie Insurance to provide you with instant online quotes.