Cool Off Legal Risks for Your California HVAC Business!
A customer injury or property damage claim can overheat your HVAC business. General liability insurance covers lawsuits and accidents, keeping your operations comfortable.
Liability Risks for HVAC Businesses
Your business faces specific risks:
- Customer injuries from on-site accidents
- Third-party property damage during installations
- Advertising injury from promotional disputes
Coverage excludes faulty workmanship, which may require separate policies.
The Problem with Traditional Insurance
Traditional agencies mean delays and paperwork, leaving your HVAC business vulnerable to claims.
Coterie’s General Liability Insurance
Coterie Insurance, partnered with Burbank Insurance Services, Inc., offers general liability insurance for small HVAC businesses. Get instant online quotes to cover lawsuits and accidents, though faulty workmanship isn’t covered.
Why Trust Coterie?
Coterie, founded in 2018, is an InsurTech leader with nationwide coverage, backed by Spinnaker and Benchmark (A.M. Best A- rating). Benefits include:
- Quotes in minutes online
- 24/7 digital policy access
- Affordable coverage for businesses up to $10M revenue
Protect Your HVAC Business Today
Don’t let a lawsuit raise the temperature. Get general liability insurance quotes online with Coterie now.
Business must be in California to apply.







