Secure Your Pasadena Handyman Business with Small Business Insurance
As a handyman in Pasadena, your skills bring comfort and convenience to homeowners and businesses alike. However, the nature of your work involves inherent risks that can lead to costly claims. Small Business Insurance from Coterie ensures you are prepared for the unexpected, offering quick online quotes for tools, liability, and project risks.
Understanding the Risks Faced by Pasadena Handymen
When working on projects in neighborhoods like Old Town Pasadena or nearby homes, various risks may arise. Coterie’s Business Owners Policy (BOP) combines General Liability and Property Insurance, covering over 80% of small businesses.
- Tool Damage: Tools can break or become damaged, potentially halting your project and incurring repair costs.
- Client Injuries: If a client gets injured while you are on a job, they might file a medical claim against you.
- Property Damage: Accidental damage to a client's property during repairs or installations can lead to expensive lawsuits.
Exclusions to Consider: While Coterie provides robust coverage, it’s essential to note that standard policies might exclude Workers’ Compensation and damages from natural disasters. Be sure to evaluate endorsements like Hired and Non-Owned Auto Insurance for any vehicles used in your business operations.
The Headache of Traditional Insurance
Conventional insurance providers can overwhelm Pasadena handymen with lengthy procedures and vague policy terms. Time lost in long waits and paperwork prevents you from focusing on what you do best—serving your clients.
Why Coterie’s Small Business Insurance is Right for Handymen
Coterie simplifies the insurance process by offering an affordable Business Owners Policy with instant online quotes that can lead to same-day coverage if eligible. Enjoy the peace of mind that comes with managing your policy entirely online.
Reasons to Choose Coterie for Your Pasadena Handyman Business
Founded in 2018, Coterie understands the needs of small businesses and delivers A-rated coverage through established and reliable insurance partners. Benefits include:
- Fast quotes online to save you time and effort.
- 24/7 digital access to your policy for transparency and easy management.
- Affordable coverage catering to businesses with up to $10M in revenue.
Don’t Let Claims Derail Your Handyman Business—Act Now!
A single claim can severely impact your handyman operations. Protect your livelihood with Small Business Insurance through Coterie and ensure your financial stability. Click for an instant quote and safeguard your business today!
Disclaimer: Business must be located in California to apply.
