Why San Bernardino Contractors Need Small Business Insurance for Tools and Liability
As a contractor working in San Bernardino, managing projects from renovations to new builds is crucial for your trade. However, the risks associated with tools and site accidents can lead to significant financial exposure. Small Business Insurance from Burbank Insurance Services, partnered with Coterie, provides instant protection tailored for your contracting needs.
Risks Common to the Contracting Industry in San Bernardino
Working as a contractor in San Bernardino comes with its unique set of challenges. Coterie's Business Owners Policy (BOP) combines General Liability and Property Insurance, designed to cover over 80% of small businesses, including those in the contracting field.
- Tool Damage: If your expensive equipment gets damaged during a job, repairs can be costly and time-consuming.
- Client Injuries: Accidents on-site can lead to injuries, resulting in legal claims and mounting medical expenses.
- Property Damage: Mistakes during construction can result in property damage, leading to possible lawsuits and expenses.
Exclusions to be Aware Of: While Coterie’s BOP offers comprehensive protection, it does not cover Workers’ Compensation and may exclude damages related to natural disasters. Additional coverage, like Hired and Non-Owned Auto Insurance, is also available as an endorsement for vehicles used in business operations.
The Hassles of Traditional Insurance
Traditional insurance experiences can leave contractors in San Bernardino frustrated. Slow processes, confusing language, and unresponsive agents can derail your focus from getting the job done and growing your business.
Coterie’s Small Business Insurance: Reliable Coverage for Contractors
Burbank Insurance Services collaborates with Coterie to offer a comprehensive Business Owners Policy that includes instant online quotes. If qualified, you can even receive same-day coverage, allowing you to focus on your projects without the stress of financial vulnerability.
Why Choose Coterie for Your San Bernardino Contracting Business?
Established in 2018, Coterie is committed to providing A-rated coverage upheld by reputable insurers. Key benefits include:
- Instant online quotes tailored for busy contractors like you.
- 24/7 digital policy access for convenient management whenever you need it.
- Affordable coverage suitable for contracting businesses with up to $10 million in revenue.
Protect Your San Bernardino Contracting Business Today!
One claim can jeopardize your entire contracting business. Secure Small Business Insurance through Burbank Insurance Services and Coterie today. Click below for an instant quote and safeguard your business against unforeseen incidents!
Disclaimer: Business must be in California to apply.
