Why Santa Monica Spas Need Small Business Insurance for Client and Equipment Risks
Hello Santa Monica spa owners! Whether you’re offering massages near the Santa Monica Pier or facials by Third Street Promenade, your spa faces risks. Burbank Insurance Services, partnered with Coterie Insurance, offers small business insurance to protect your equipment, clients, and liabilities.
Risks Facing Spas in Santa Monica’s Wellness Scene
Running a spa in Santa Monica, from Ocean Avenue to Pacific Palisades, comes with challenges. Coterie’s Business Owners Policy (BOP) through Burbank Insurance Services covers liability, equipment, and client risks. Key threats include:
- Equipment damage: A massage table or skincare device damaged in a break-in could cost thousands.
- Client injuries: A client slipping in your spa near the Pier could sue.
- Business interruption: A fire could halt operations, costing you revenue.
Note: Coterie’s BOP excludes Workers’ Compensation and natural disaster damages. Professional Liability is needed for service-related errors, such as improper treatments.
The Struggles of Traditional Insurance for Spas
Traditional insurance agencies slow you down with lengthy quote processes, taking weeks to secure coverage. Inconsistent agents may overlook your spa’s needs, and paper-based systems waste time you could spend pampering clients near Third Street Promenade, leaving your business vulnerable.
Coterie’s Small Business Insurance: Perfect for Santa Monica Spas
Burbank Insurance Services partners with Coterie Insurance to offer small business insurance with instant online quotes and same-day coverage if you qualify. Protect your spa’s equipment and client interactions, with 24/7 digital access to manage your policy.
Why Trust Coterie for Your Spa Insurance?
Founded in 2018, Coterie is an InsurTech leader with nationwide coverage, backed by Spinnaker and Benchmark (A.M. Best A- rating). Benefits for spas include:
- Instant online quotes for busy Santa Monica spa owners.
- 24/7 digital policy access for easy management.
- Affordable coverage for businesses with up to $10M in revenue.
Act Now: Protect Your Spa Today!
Don’t let a client claim near Pacific Palisades disrupt your spa business. Coterie’s instant online quotes through Burbank Insurance Services offer fast protection. Click below to secure your coverage now!
Disclaimer: Business must be in California to apply.







