Why Riverside Chiropractors Need Small Business Insurance for Liability and Property Protection
As a chiropractor in Riverside, located just a stone's throw from the iconic Riverside Plaza and the beautiful Mount Rubidoux Park, your primary focus is on the well-being of your patients. However, running a chiropractic practice comes with its unique set of risks, from patient injuries to the potential damage of expensive equipment. Small Business Insurance from Riverside Chiropractic Insurance, in partnership with Coterie, can provide the necessary protection you need to safeguard your practice.
Risks Involved in Riverside’s Chiropractic Industry
Working as a chiropractor in Riverside means you are at the forefront of helping individuals manage pain and promote overall health. However, even the most skilled practitioners are not immune to risks. Coterie’s Business Owners Policy (BOP) is specifically designed to cover over 80% of small businesses like yours. In a busy chiropractic office, patient safety is paramount, but accidents can happen. For instance, if a patient trips and falls while in your office near the Riverside Art Museum or if an adjustment leads to unexpected discomfort, you could face liability claims. Also, consider the potential for damage to your treatment tables and other medical equipment. These can be costly and crucial for your practice’s success, especially during busy hours. Here are some common risks that small business insurance can help mitigate:
- Client Injuries: A patient slips in your office, leading to a claim for medical expenses.
- Property Damage: Equipment for therapy gets damaged, leading to expensive repairs or replacements.
- Service Errors: An incorrect diagnosis could lead to legal claims from dissatisfied patients.
Exclusions to Consider: It's important to note that Coterie’s BOP excludes Workers’ Compensation and may not cover damages caused by natural disasters. For comprehensive coverage, consider adding endorsements like Hired and Non-Owned Auto Insurance for the vehicles used in your days.
The Complicated Nature of Traditional Insurance
Traditional insurance agencies often complicate matters with lengthy processes and vague terms. This can distract Riverside chiropractors from focusing on what truly matters — their patients and practice. Plus, lengthy wait times for quotes add more stress to your daily operations than adjustments on your patients.
Coterie’s Small Business Insurance: Reliable Coverage for Chiropractors
With Coterie, Riverside chiropractors can benefit from a Business Owners Policy that offers instant online quotes and the potential for almost immediate coverage. This means you can manage your policy seamlessly while concentrating on your patients' needs and your practice's growth.
Why Choose Coterie for Your Riverside Chiropractic Practice?
Founded in 2018, Coterie provides A-rated insurance coverage that is designed to meet the specific needs of small businesses like yours. Here are some enticing benefits:
- Quick quotes that allow efficient decision-making for busy chiropractors.
- 24/7 access to your policy online for easy management.
- Affordable options suitable for practices earning up to $5M in revenue.
Don’t Leave Your Riverside Practice Vulnerable — Act Now!
One unexpected claim could significantly impact your chiropractic practice. Protect your investment with Small Business Insurance from Riverside Chiropractic Insurance and Coterie. Click below for an instant quote and secure your practice today!
Disclaimer: Business must be in California to apply.
