Keep Your California Fast-Food Restaurant Cooking with Protection!
A fire, theft, or customer injury can halt your limited-service restaurant’s operations. A business owners policy (BOP) combines property and liability coverage to keep you serving.
Risks Facing Limited-Service Restaurants
Your restaurant faces unique challenges:
- Property damage to inventory from theft or accidents
- Customer injuries from in-store incidents
- Business interruptions from equipment failures
Coverage excludes food spoilage, which may need separate policies.
Why Traditional Insurance Fails
Traditional agencies involve lengthy processes, leaving your restaurant at risk.
Coterie’s Business Owners Policy
Coterie Insurance, partnered with Burbank Insurance Services, Inc., offers a BOP for small limited-service restaurants, covering property and liability risks. Get instant online quotes, though food spoilage isn’t included.
Why Choose Coterie?
Coterie, an InsurTech pioneer since 2018, provides nationwide coverage with Spinnaker and Benchmark backing (A.M. Best A- rating). You get:
- Instant online quotes
- 24/7 policy management
- Affordable rates for businesses up to $10M revenue
Secure Your Restaurant Now
With 29% of small businesses uninsured, don’t risk your business. Get your BOP online with Coterie today.
Business must be in California to apply.







