Secure Your San Bernardino Full-Service Restaurant with Small Business Insurance
Operating a full-service restaurant in San Bernardino, near landmarks like the historic California Theatre or the bustling San Bernardino International Airport, means you face unique risks every day. Small Business Insurance from San Bernardino Insurance Services, in partnership with Coterie, offers the protection you need to keep your restaurant thriving.
Risks Inherent in San Bernardino's Restaurant Scene
Running a full-service restaurant in San Bernardino involves managing various risks, from customer safety to equipment malfunctions. With Coterie’s Business Owners Policy (BOP), which combines General Liability and Property Insurance, you’re covered against these challenges. Each day, your restaurant serves locals and visitors alike, creating opportunities but also potential liabilities. For example, a slip-and-fall accident on a wet floor could result in a lawsuit, while a malfunctioning oven could put your entire operation on hold.
- Property Damage: Food equipment damages due to a gas leak or fire can be expensive to replace or repair.
- Client Injuries: A customer slips on a spilled drink in your dining area and files a claim.
- Equipment Failure: A refrigerator breakdown might lead to spoilage of food inventory, resulting in significant losses.
Exclusions to Keep in Mind: Coterie’s BOP excludes Worker’s Compensation insurance, which is crucial for covering employee-related claims, and certain natural disaster damages. Also, consider Hired and Non-Owned Auto Insurance for delivery vehicles.
Navigating the Complexities of Traditional Insurance
Traditional insurance companies often complicate the process for San Bernardino restaurant owners with lengthy delays and confusing terms. Don’t let insurance be a barrier while you’re busy serving delicious dishes to patrons enjoying a meal at your establishment.
Coterie’s Small Business Insurance: Crafted for Your Restaurant's Needs
San Bernardino Insurance Services collaborates with Coterie to provide a Business Owners Policy with instant online quotes . Depending on your eligibility, you can receive same-day coverage and manage your policy conveniently online, making it easier for you to focus on your restaurant operations.
Why Choose Coterie for Your Restaurant Insurance in San Bernardino?
Founded in 2018, Coterie is dedicated to providing insurance tailored for small businesses, including full-service restaurants in San Bernardino. Benefits include:
- Instant online quotes to fit your busy schedule.
- 24/7 digital policy access to manage your insurance needs anytime.
- Affordable coverage for restaurants with under $10M in revenue.
Don’t Let Liability Risks Sink Your San Bernardino Restaurant—Act Now!
One unforeseen incident could harm your restaurant’s reputation and finances. Secure Small Business Insurance through San Bernardino Insurance Services and Coterie. Click below for an instant quote and ensure your restaurant is protected the right way!
Disclaimer: Businesses must be located in California to apply.
