Small Business Insurance for California Coffee Shops Online
PostsSmall Business Insurance for California Coffee Shops Online

Small Business Insurance for California Coffee Shops Online

3 min read
Small Business Insurance for California Coffee Shops Online

Keep Your California Coffee Shop Brewing with Protection!

A fire, theft, or customer injury can grind your coffee shop’s profits to a halt. A business owners policy (BOP) combines property and liability coverage to keep your business buzzing.

Risks Facing Coffee Shops

Your shop faces unique challenges:

  • Property damage to equipment from theft or accidents
  • Customer injuries from in-store incidents
  • Business interruptions from equipment failures

Coverage excludes food spoilage, which may need separate policies.

Why Traditional Insurance Fails

Traditional agencies involve lengthy processes, leaving your coffee shop at risk.

Coterie’s Business Owners Policy

Coterie Insurance, partnered with Burbank Insurance Services, Inc., offers a BOP for small coffee shops, covering property and liability risks. Get instant online quotes, though food spoilage isn’t included.

Why Choose Coterie?

Coterie, an InsurTech pioneer since 2018, provides nationwide coverage with Spinnaker and Benchmark backing (A.M. Best A- rating). You get:

  • Instant online quotes
  • 24/7 policy management
  • Affordable rates for businesses up to $10M revenue

Secure Your Coffee Shop Now

With 29% of small businesses uninsured, don’t risk your brew. Get your BOP online with Coterie today.

Get My Price

Business must be in California to apply.

Written by Jason Kim

Are you a small business owner looking for liability insurance?

We are partnered with Ethos Insurance and Coterie Insurance to provide you with instant online quotes.