Why Sunnyvale Catering Businesses Need Small Business Insurance
Operating a catering business in Sunnyvale, serving delicious dishes at events near landmarks like the Sunnyvale Farmers Market and the historic Murphy Park, means dealing with various risks. From food liability to equipment damage, it’s essential to have protection against unforeseen circumstances. Small Business Insurance from Sunnyvale Insurance Services, partnered with Coterie, provides you with the coverage you need.
Risks in Sunnyvale’s Catering Industry
As a caterer in Sunnyvale, you face unique challenges. Whether you’re preparing meals for a wedding at the Sunnyvale Community Center or catering for a tech company’s lunch at the nearby Apple campus, there are multiple risks involved. Coterie’s Business Owners Policy (BOP) combines General Liability and Property Insurance, designed to meet the needs of over 80% of small catering businesses.
Every catering event brings potential hazards, whether it’s accidentally serving food that triggers an allergy or breaking an expensive piece of catering equipment. Local festivals and events at places like Las Palmas Park can add to your exposure. Remember, one incident at a birthday party or company event can lead to costly claims.
- Food Liability: A guest gets food poisoning, leading to a liability claim against your business.
- Equipment Damage: Your catering equipment, such as a high-end oven, is damaged during transport, impacting service.
- Venue Risks: A service mishap causes damage to the event venue, resulting in additional repair costs.
Exclusions to Note: Coterie’s BOP excludes Workers’ Compensation and damages from natural disasters. Consider endorsements like Hired and Non-Owned Auto Insurance if you use vehicles for your catering services.
The Complex and Slow Nature of Traditional Insurance
For catering businesses in Sunnyvale, traditional insurance processes can be slow and burdensome. You don’t have time to waste when preparing for events or meeting clients. Coterie simplifies this process, offering fast quotes and seamless digital management.
Coterie’s Small Business Insurance: The Right Coverage for Caterers
Sunnyvale Insurance Services collaborates with Coterie to provide a Business Owners Policy that offers instant online quotes . Get same-day coverage when eligible and manage your insurance digitally for your convenience.
Why Choose Coterie for Your Sunnyvale Catering Business?
Since its inception in 2018, Coterie has provided A-rated coverage backed by reputable insurers. Key benefits include:
- Instant online quotes for your busy catering schedule.
- 24/7 digital policy access allowing easy management.
- Affordable coverage for businesses with revenue up to $5M.
Protect Your Sunnyvale Catering Business Today!
Don’t let unprotected risks hamper your catering business. Secure Small Business Insurance through Sunnyvale Insurance Services and Coterie. Click below for an instant quote and ensure your business is covered!
Disclaimer: Business must be in California to apply.
