Why Pasadena Catering Businesses Need Small Business Insurance for Liability & Equipment
As a caterer in Pasadena, your culinary skills shine at events like weddings near the Rose Bowl. However, unforeseen risks like equipment failure or liability claims can put your business in jeopardy. Small Business Insurance from Pasadena Catering Insurance, powered by Coterie, provides essential coverage.
Risks Your Pasadena Catering Business Faces
Operating a catering business in vibrant locations like Old Town Pasadena presents unique challenges. Coterie’s Business Owners Policy (BOP) combines General Liability and Property Insurance, offering protection that covers over 80% of small businesses.
- Equipment Failure: An espresso machine breaks down during a high-profile event, leading to financial loss.
- Client Injuries: A guest trips over a table at your event, prompting a medical claim.
- Event Cancellations: Severe weather causes a wedding to be postponed, impacting your business income.
Exclusions to Consider: Coterie’s BOP typically excludes coverage for Workers’ Compensation, natural disasters, and certain operational risks. Consider adding endorsements like Hired and Non-Owned Auto Insurance if you use non-owned vehicles for business purposes.
The Headaches of Traditional Insurance
Traditional insurance agencies can leave Pasadena caterers burdened by slow response times and confusing policies. Unreliable agents may take precious time away from planning your next culinary masterpiece at the Pasadena Civic Center.
Coterie’s Small Business Insurance: Comprehensive Protection for Caterers
Partnering with Coterie, Pasadena Catering Insurance offers a Business Owners Policy that provides instant online quotes. You may qualify for same-day coverage, allowing you to manage your policy digitally without stress.
Why Trust Coterie for Your Pasadena Catering Business?
Founded in 2018, Coterie delivers A-rated coverage through reputable insurers. Benefits for your catering business include:
- Fast Online Quotes for busy caterers ready to secure coverage.
- 24/7 Digital Policy Management for convenience and ease.
- Affordable options for businesses with up to $10 million in revenue.
Don’t Let Risks Undermine Your Pasadena Catering Business—Act Now!
One unexpected claim could spice up your challenges and set your catering business back. Secure Small Business Insurance through Pasadena Catering Insurance and Coterie today. Click below for an instant quote!
Disclaimer: Business must be in California to apply.
