Why Santa Monica Bakeries Need Small Business Insurance for Property and Liability
Hello Santa Monica bakers! Whether you’re baking artisanal bread near Third Street Promenade or cupcakes by the Santa Monica Pier, your bakery faces risks. Burbank Insurance Services, partnered with Coterie Insurance, offers small business insurance to protect your shop, equipment, and liabilities.
Risks Facing Bakeries in Santa Monica’s Bustling Market
Running a bakery in Santa Monica, from Pacific Palisades to Ocean Avenue, comes with challenges. Coterie’s Business Owners Policy (BOP) through Burbank Insurance Services covers property, equipment, and liability risks. Key threats include:
- Equipment damage: An oven or mixer damaged in a break-in could cost thousands.
- Customer injuries: A customer slipping in your shop near the Pier could lead to a lawsuit.
- Business interruption: A fire could halt operations, costing you revenue.
Note: Coterie’s BOP excludes Workers’ Compensation and natural disaster damages. Professional Liability is needed for service-related errors.
The Hassle of Traditional Insurance for Bakers
Traditional insurance agencies slow you down with lengthy quote processes, taking weeks to secure coverage. Inconsistent agents may overlook your bakery’s needs, and outdated paperwork wastes time you could spend baking near Third Street Promenade, leaving your shop vulnerable.
Coterie’s Small Business Insurance: Ideal for Santa Monica Bakeries
Burbank Insurance Services partners with Coterie Insurance to offer small business insurance with instant online quotes and same-day coverage if you qualify. Protect your bakery’s ovens, displays, and liabilities, with 24/7 digital access to manage your policy.
Why Trust Coterie for Your Bakery Insurance?
Founded in 2018, Coterie is an InsurTech leader with nationwide coverage, backed by Spinnaker and Benchmark (A.M. Best A- rating). Benefits for bakers include:
- Instant online quotes for busy Santa Monica bakers.
- 24/7 digital policy access for easy management.
- Affordable coverage for businesses with up to $10M in revenue.
Act Now: Protect Your Bakery Today!
Don’t let a customer claim or equipment loss near the Santa Monica Pier disrupt your bakery. Coterie’s instant online quotes through Burbank Insurance Services offer fast protection. Click below to secure your coverage now!
Disclaimer: Business must be in California to apply.







