Why Santa Monica Bakeries Need General Liability Insurance for Customer Claims
Hi Santa Monica bakers! Whether you’re serving pastries near the Santa Monica Pier or cakes on Third Street Promenade, customer claims can threaten your shop. Burbank Insurance Services, partnered with Coterie Insurance, offers general liability insurance to protect your bakery from injuries and lawsuits.
Risks Facing Bakeries in Santa Monica’s Busy Scene
Running a bakery in Santa Monica, from Ocean Avenue to Pacific Palisades, exposes your business to risks. Coterie’s General Liability insurance through Burbank Insurance Services covers customer claims. Key risks include:
- Customer injuries: A customer slipping in your shop near the Pier could sue.
- Property damage: Damaging a venue’s property during a delivery could lead to claims.
- Reputational harm: A customer misunderstanding could spark a defamation lawsuit.
Note: General Liability excludes professional errors (covered by Professional Liability) and Workers’ Compensation, which Coterie doesn’t offer.
Why Traditional Insurance Fails Bakers
Traditional insurance agencies delay coverage with slow quotes, often taking weeks. Inconsistent agents may misjudge your bakery’s needs, and paper-based processes waste time better spent baking near Third Street Promenade, leaving your shop exposed.
Coterie’s General Liability: Fast Protection for Santa Monica Bakeries
Burbank Insurance Services partners with Coterie Insurance to provide general liability insurance with instant online quotes and same-day coverage if you qualify. Protect your bakery from customer claims and manage your policy anytime with Coterie’s digital platform.
Why Trust Coterie for Your Bakery Insurance?
Founded in 2018, Coterie is an InsurTech leader with nationwide coverage, backed by Spinnaker and Benchmark (A.M. Best A- rating). Benefits for bakers include:
- Instant online quotes for busy Santa Monica bakers.
- 24/7 digital policy access for easy management.
- Affordable coverage for businesses with up to $10M in revenue.
Act Fast: Shield Your Bakery Today!
Don’t let a customer claim near the Santa Monica Pier ruin your bakery. Coterie’s instant online quotes through Burbank Insurance Services offer fast protection. Click below to secure your coverage now!
Disclaimer: Business must be in California to apply.







